What is a Secured Visa Card?
A secured visa card is a credit card that requires a security deposit for eligibility. Your credit limit is then set at the same amount of the deposit. With as little as $500 down or as much as $10 000. The Home Trust Secured Visa works like any other credit card. You are required to make regular monthly payments over and above the security deposit because it is not a "pre-paid" card.
Why should I get a Secured Visa Card?
Home Trust Secured Visa is an excellent opportunity to build or re-build your credit rating while enjoying all the benefits of Visa. The application process is very simple and almost everyone is approved*. Of course, if your application is not approved, your security deposit will be immediately returned to you.
How does a Secured Visa card help me establish my credit rating?
Once you are approved for our Secured Visa Home Trust reports your file to the credit bureau on a monthly basis. Your file is updated and your credit history begins. Keeping the monthly payments up to date on the card helps you to build a positive credit rating.
How do I apply?
Go to the contact page, send me an email, and I will forward the information to you! It's as easy as that!
Worldwide access with Visa
As a Visa card, Home Trust Secured Visa is secure and reliable, with unsurpassed acceptance in over 165 countries, at over 1 million ATM's worldwide and almost 600 000 locations across Canada.
Benefits of a Home Trust Secured Visa
-Access to the credit limit you need, whenever you need it - up to your available credit limit
-Interest paid on the credit that you use
-Access to cash anytime, anywhere at any ATM displaying the Visa logo or Plus logo
-Purchase Security Insurance - shop at ease
-Chip & Pin technology - added security with the use of a personal identification number (PIN)
-Secure access 24/7 to your latest account information with Home Trust Online
-Convenient payment options using Pay Bills with Visa or your bank's telephone and web banking options
-Verified by Visa for enhanced online shopping safety and security
-The Visa Zero Liability Policy for protection against fraud
-Great online offers from retailers across North America at www.visaperks.ca
* To qualify, applicants must have a source of income and cannot currently be in bankruptcy. Applicants must be at least the age of majority in the province/territory where they reside (18 years of age in Alberta,Ontario, Saskatchewan, Manitoba, Prince Edward Island; 19 years of age in British Columbia, New Brunswick, Nova Scotia, Newfoundland/Labrador and the Territories).
Rates and fees are subject to change without notice.
The Home Trust Secured Visa card is available to Canadian Residents except residents of Quebec.
A secured visa card is a credit card that requires a security deposit for eligibility. Your credit limit is then set at the same amount of the deposit. With as little as $500 down or as much as $10 000. The Home Trust Secured Visa works like any other credit card. You are required to make regular monthly payments over and above the security deposit because it is not a "pre-paid" card.
Why should I get a Secured Visa Card?
Home Trust Secured Visa is an excellent opportunity to build or re-build your credit rating while enjoying all the benefits of Visa. The application process is very simple and almost everyone is approved*. Of course, if your application is not approved, your security deposit will be immediately returned to you.
How does a Secured Visa card help me establish my credit rating?
Once you are approved for our Secured Visa Home Trust reports your file to the credit bureau on a monthly basis. Your file is updated and your credit history begins. Keeping the monthly payments up to date on the card helps you to build a positive credit rating.
How do I apply?
Go to the contact page, send me an email, and I will forward the information to you! It's as easy as that!
Worldwide access with Visa
As a Visa card, Home Trust Secured Visa is secure and reliable, with unsurpassed acceptance in over 165 countries, at over 1 million ATM's worldwide and almost 600 000 locations across Canada.
Benefits of a Home Trust Secured Visa
-Access to the credit limit you need, whenever you need it - up to your available credit limit
-Interest paid on the credit that you use
-Access to cash anytime, anywhere at any ATM displaying the Visa logo or Plus logo
-Purchase Security Insurance - shop at ease
-Chip & Pin technology - added security with the use of a personal identification number (PIN)
-Secure access 24/7 to your latest account information with Home Trust Online
-Convenient payment options using Pay Bills with Visa or your bank's telephone and web banking options
-Verified by Visa for enhanced online shopping safety and security
-The Visa Zero Liability Policy for protection against fraud
-Great online offers from retailers across North America at www.visaperks.ca
* To qualify, applicants must have a source of income and cannot currently be in bankruptcy. Applicants must be at least the age of majority in the province/territory where they reside (18 years of age in Alberta,Ontario, Saskatchewan, Manitoba, Prince Edward Island; 19 years of age in British Columbia, New Brunswick, Nova Scotia, Newfoundland/Labrador and the Territories).
Rates and fees are subject to change without notice.
The Home Trust Secured Visa card is available to Canadian Residents except residents of Quebec.
